Terms of Service
Effective August 21, 2026
1. The service
FightForFunds operates head-to-head fundraising competitions ("Fights") between verified fundraisers. Donations are made in USDC and held in an on-chain escrow contract on the Sui network until the Fight resolves.
2. The core rule
When a Fight ends, the side with the larger total receives the entire combined pot minus a 3.5% platform fee. Donations made to the losing side are redirected to the winning side's verified recipient wallet. If the two sides end exactly tied, the pot is split 50/50 between the two recipient wallets, with the fee taken from each half. Donations are final and non-refundable except where a Fight is cancelled, in which case original donations are recoverable on-chain by the donating wallet.
3. Eligibility and acceptance
You must be 18 or older and located in the United States. FightForFunds is available in all 50 states, the District of Columbia, and the U.S. territories. Geofencing is enforced at the network edge; circumventing it with a VPN is a violation of these terms. By using FightForFunds or making a donation, you confirm you meet these requirements and agree to these Terms, the Donor Agreement, and the Privacy Policy. We may introduce identity verification for larger cumulative donations; when that control is active it will apply above published thresholds, and until then the per-Fight per-wallet limit is the operative control.
4. Not gambling, not investment
Donations are gifts to the prevailing cause under the redirect rule. Donors receive no money, prizes, or financial return under any outcome, and no chance-based mechanic exists: outcomes are determined solely by donation totals.
5. Fiat purchase timing
Card purchases through our on-ramp partner close 30 minutes before each Fight deadline, because card settlement takes time. Donations from a funded wallet work until the final second.
6. How on-chain settlement works
When a Fight's deadline passes, donations stop, but the result is not finalized instantly. The escrow contract opens a short settlement window, about 24 hours by default, after which the Fight can be resolved on-chain. Resolving is permissionless: anyone can trigger it, not only us, and whoever does earns a small resolver bounty (0.1% of the pot, capped at $50) paid out of the platform fee, never out of the pot or any donation. In normal operation our automated keeper resolves and pays out; the permissionless path exists so settlement can never stall on us. If a recipient wallet is ever deny-listed (for example, a sanctioned address), only that wallet's share is held back: it stays in escrow, claimable indefinitely if the block is lifted, and no admin can ever sweep or redirect it; every other party is paid normally.
7. Direct on-chain donations
The escrow lives in a public, permissionless smart contract. Anyone with a Sui wallet can send USDC directly to a Fight's escrow on-chain, outside our website. Donations made that way bypass our jurisdiction check, our bot protection, and per-wallet screening, and we cannot see a display name, referral, or anonymity choice for them. We neither solicit nor endorse direct on-chain donations: the website is the only supported and screened way to give, and these Terms, including the eligibility rules above, govern your use of it. A direct on-chain donation is made entirely at the sender's own risk and remains bound by the same immutable contract rules: the redirect rule, the 50/50 tie split, and refunds only on cancellation.
8. Fees
The platform fee is 3.5% of the final pot, deducted at distribution and capped at 5% by the escrow contract itself. There are no other donor-facing fees charged by the platform; network gas is sponsored. If you fund a donation with a card, the third-party on-ramp charges its own card fees and spread, disclosed at the funding step.
9. Fundraiser obligations
Fundraisers must be verified, provide truthful campaign content, and hold written authorization to fundraise for the stated cause. Misrepresentation results in removal and may result in a Fight being frozen or cancelled by the platform's emergency controls (maximum freeze: 7 days).
10. The record, disclaimers, and limits on liability
The on-chain contract state is the authoritative record of every Fight: totals, outcomes, and payouts are determined by the escrow contract, not by anything displayed on this website. The service is provided "as is" and "as available," without warranties of any kind, express or implied. To the maximum extent the law allows, the platform's total liability for any claim arising out of the service is limited to the greater of $100 or the platform fees actually collected on the donations giving rise to the claim, and the platform is not liable for indirect, incidental, special, consequential, or punitive damages, or for losses caused by the blockchain network, wallet software, stablecoin issuers, or other systems we do not control. Some jurisdictions do not allow certain limitations; where a limitation is not allowed, it does not apply to you.
11. Governing law and how disputes are resolved
These Terms are governed by the laws of the U.S. state in which the platform operator is incorporated, without regard to conflict-of-laws rules. Before filing any claim, you agree to try to resolve it informally first: email support@fightforfunds.com with a description of the dispute and give us 60 days to work it out with you; both sides agree that any applicable limitations period is tolled (paused) while informal resolution is pending. If we cannot, you and the platform each agree to resolve the dispute through binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. Arbitration hearings are held by videoconference or in the county where you live, at your choice; the AAA's consumer rules cap your filing fees, and we pay the arbitration fees those rules assign to us. Either party may instead bring an individual claim in small-claims court if it qualifies there. You have the right to opt out of this arbitration agreement: email support@fightforfunds.com with the subject "Arbitration opt-out" within 30 days of first accepting these Terms, and neither of us will be bound to arbitrate.
12. Class action waiver
Disputes are resolved on an individual basis only. To the fullest extent permitted by law, you and the platform each waive the right to participate in a class action, class-wide arbitration, private attorney general action, or any other proceeding where either party acts in a representative capacity, and the arbitrator may not consolidate one person's claims with another's. You and the platform also each waive the right to a jury trial for any claim heard in court. If a court finds this class action waiver unenforceable for a particular claim, that claim, and only that claim, proceeds in court rather than arbitration, and the rest of this section stays in effect.
13. Automation, AI, and changes to these Terms
The places automation and AI touch this platform, and the places they do not, are disclosed in the "Automated systems and AI" section of our Privacy Policy: rule-based chat moderation with human review, no AI chatbot, no simulated donation activity, and human responsibility for any decision that significantly affects you. When we change these Terms, we will post the updated version here with a new effective date and version; material changes will be announced on the site before they take effect, and each donation or fundraiser application records the version in force when you accepted it. Your continued use after a change takes effect constitutes acceptance of the revised Terms.